Monday, December 10, 2012

One Month Car Insurance - The Need of the Hour


Getting car insurance can be a headache for anyone, especially if one is looking to get a one month car insurance. But if one is willing to do a little research, he should be able to find such a short term auto insurance. Mostly people require such insurance when they are going out for a trip. Also, it may so happen that your car is newly bought and you haven't quite figured out what the correct insurance for your car will be. Again, many people are not particularly sure about which insurance company or policy to settle for; for them too, a short term and in particular, the one month car insurance is ideal.

If you are looking to travel abroad or out of town for a period of 30 days, then it is better to look for a short term insurance. You may not want to travel all the destinations while on your trip using public transports like buses or taxis. But at the same time, if you do take your car along with you, you need to insure it, which is why the one month car insurance is so important in such cases. Neither would you have to unnecessarily make a long term commitment of one year or more, nor do you have to risk your car and its passengers during the trip.

If you are, say, going to the United States or somewhere else in the UK also, it would be illegal to drive a car without insurance. One month car insurance would insure not only the car from damages during collision, but will also cover costs of treatment of injuries to the passengers of the car in case of any accident during the trip. At the same time, different accessories of your car like your audio system, the windscreen and the air conditioner can also be insured for damage or theft. Moreover, coverage of damages to third party due to personal injury will also be covered by a one month car insurance.

Usually, one month car insurance will be slightly more expensive, but if you are holidaying or going for a business trip for one month using your car, then it can come in pretty handy. You can search online for such insurances but be careful to compare the premiums and the interest rates of different providers. Also, some companies may not give coverage for repairing or servicing, so you need to check that out as well. A new driver can also be added under the scheme, provided he is above 21 years of age.

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